Car accidents happen often on New Jersey Roads, and people often fail to take the basic steps to product their rights. Because NJ is a no-fault state, you would have to file a claim with your insurer. In some circumstances, when someone has suffered serious outcomes, such as disfigurement or multiple fractures, they may have a valid case against the at-fault party. Your best bet is to look for risk-free legal services and seek the expertise of an attorney. Here are some pointers worth knowing.
Avoid the common mistakes
First things first, always report the car accident and don’t leave the scene. Make sure that you don’t engage in any confrontations and do not admit your fault, even if that is true. Often car accidents cause a severe impact, and you may have a hard time thinking about the right things. If you are physically fine, take pictures of the scene. Also, check if there were witnesses to the car accident and take down their details.
Don’t trust the insurance company
People often assume that insurance companies would help them in distress, but that’s a myth. Their claims adjuster would want to reduce what they pay you for the claim, and for that, they may try to get access to your medical history or ask for a recorded statement. As a commoner, you may not know the tactics that insurance companies use, and it’s better that you let your lawyer handle the matter on your behalf.
Don’t step back from a trial
Most accident claims don’t need a trial. Going to trial, however, could be necessary for some cases to achieve a favorable outcome. Find a good attorney to represent you in the case. Top accident attorneys know if a matter is worth pursuing in court, and for that, they may take an aggressive stance.
Understand the complications
If the other driver didn’t have adequate insurance or denies the claim, you need to work on your legal strategy accordingly. When you are recovering from your injuries, it can be hard to deal with the investigation because as the claimant, you are expected to offer proof. Also, remember that you just have two years to file a civil lawsuit against the at-fault party, and if you had a role in causing the crash, that could significantly impact your case.
Call an attorney today and ask for their advice on the case.
